Terms of service

OVERVIEW
Welcome to Jos Farag – Companies and Communities! The terms “we”, “us” and “our” refer to Jos Farag – Companies and Communities. We operate this website and consulting service platform, including all related information, content, features, tools, and services in order to provide you, the client, with access to professional consulting (the “Services”). Our platform is powered by Shopify, which enables us to provide these Services to you.

The below terms and conditions, together with any policies referenced herein (these “Terms of Service” or “Terms”), describe your rights and responsibilities when you use or purchase our Services.

Please read these Terms of Service carefully, as they include important information about your legal rights and cover areas such as disclaimers and limitations of liability.

By visiting, interacting with, or using our Services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms of Service or Privacy Policy, you should not use or access our Services.

SECTION 1 – ACCESS AND ACCOUNT
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence. To book or purchase consulting services, you may be required to provide information such as your name, email address, billing details, and scheduling preferences. You represent and warrant that all information you provide is accurate and complete.

You are solely responsible for maintaining the security of your account credentials and for all activity occurring under your account. You may not transfer, sell, or assign your account to any other person.

SECTION 2 – SERVICES OFFERED
We provide professional consulting services, strategy sessions, and related time-based engagements. Descriptions of services are provided for informational purposes and may be updated at any time without notice.

We do not guarantee specific outcomes, results, or performance from any consulting session. The value of services may vary depending on client participation, communication, and circumstances.

All services are subject to availability, capacity, and scheduling constraints.

SECTION 3 – BOOKINGS & PURCHASES
When you purchase or book consulting time, you are making an offer to receive the specified service. We reserve the right to accept, decline, or modify any booking at our discretion. Confirmation is not final until payment is processed and you receive a confirmation email.

Consulting appointments may require scheduling through our online system. You are responsible for ensuring that your contact information is accurate for booking confirmations and reminders.

All purchases are governed by our Refund Policy.

You represent and warrant that your purchases are for personal or professional use and not for resale.

SECTION 4 – PRICES AND BILLING
Prices for services may change at any time. The price charged is the price in effect when the order is placed. Prices do not include applicable taxes unless stated otherwise.

You agree to provide current, complete, and accurate billing and payment information and to promptly update it as needed to complete transactions.

By submitting payment information, you represent and warrant that:
(i) you are authorized to use the payment method provided;
(ii) charges will be honored by your payment provider; and
(iii) you will pay all charges incurred, including any applicable taxes.

SECTION 5 – DELIVERY OF SERVICES
Consulting services are delivered digitally through scheduled sessions, virtual meetings, or other communication channels. No physical goods are shipped.

We are not responsible for delays or interruptions caused by internet issues, scheduling conflicts, or circumstances outside our control.

SECTION 6 – INTELLECTUAL PROPERTY
All content, materials, and communications provided as part of the Services—including but not limited to strategies, documents, frameworks, or methodologies—are intellectual property of Jos Farag – Companies and Communities and may not be reproduced, distributed, or shared without written permission.

These Terms permit you to use materials for personal or internal business use only.

SECTION 7 – OPTIONAL TOOLS
We may provide access to third-party tools that we neither monitor nor control. Your use of such tools is entirely at your own risk. Any future features or tools are also subject to these Terms.

SECTION 8 – THIRD-PARTY LINKS
Our Services may include links to third-party websites. We are not responsible for the content, policies, or practices of third-party sites. Your interactions with third parties are solely between you and the third party.

SECTION 9 – RELATIONSHIP WITH SHOPIFY
Jos Farag – Companies and Communities is powered by Shopify. Any sales or service engagements you make are solely between you and Jos Farag – Companies and Communities. You expressly release Shopify from all claims and liabilities related to your purchases or use of services.

SECTION 10 – PRIVACY POLICY
All personal information we collect is governed by our Privacy Policy. Some of your information may also be subject to Shopify’s privacy practices (available here). By using our Services, you acknowledge that you have read these policies.

SECTION 11 – FEEDBACK
If you submit ideas, suggestions, or feedback, you grant us a perpetual, worldwide, sublicensable, royalty-free license to use that feedback for any purpose. You agree that your submissions will not violate any third-party rights.

SECTION 12 – ERRORS AND OMISSIONS
Information on the Services may contain errors or inaccuracies. We reserve the right to correct such information at any time without notice.

SECTION 13 – PROHIBITED USES
You agree not to use the Services for unlawful purposes or in ways that violate these Terms. Prohibited uses include attempting to disrupt the platform, harassing others, scraping data, or impersonation.

SECTION 14 – TERMINATION
We may terminate your access to the Services at any time for violations of these Terms. Sections that by nature must survive termination will continue to apply.

SECTION 15 – DISCLAIMER OF WARRANTIES
Consulting services are provided “as is” and “as available.” We do not guarantee specific outcomes or results from any consultation. Some jurisdictions may not allow disclaimers, so these limitations may not apply to you.

SECTION 16 – LIMITATION OF LIABILITY
To the fullest extent permitted by law, Jos Farag – Companies and Communities shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services.

SECTION 17 – INDEMNIFICATION
You agree to indemnify and hold harmless Jos Farag – Companies and Communities and its affiliates from any claims arising out of your misuse of the Services or breach of these Terms.

SECTION 18 – SEVERABILITY
If any part of these Terms is found invalid, the remaining portions remain enforceable.

SECTION 19 – WAIVER; ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and us regarding the Services and supersede prior agreements.

SECTION 20 – ASSIGNMENT
You may not assign your rights under these Terms without our consent. We may assign our rights at any time.

SECTION 21 – GOVERNING LAW
These Terms are governed by the laws of the jurisdiction where Jos Farag – Companies and Communities is headquartered. You consent to venue and jurisdiction in those courts.

SECTION 22 – HEADINGS
Headings are for convenience only and do not affect interpretation.

SECTION 23 – CHANGES TO TERMS
We may update these Terms at any time. Continued use of the Services constitutes acceptance of the updated Terms.

SECTION 24 – CONTACT INFORMATION
Questions about the Terms of Service should be sent to info@josfarag.com.

Jos Farag
info@josfarag.com
400 Rue Robert-McKenzie
Beauharnois, Quebec
J6N0N9